LIORA HOMES NAIC CAVITE | [PAGIBIG AFFORDABLE HOUSE AND LOT FOR SALE IN NAIC CAVITE]
Overview
Hi the wait is over because Liora Homes Naic Cavite is now open for sale with license to sell number 517. The subdivision is located at Malainen Bago Naic Cavite. The project is very accessible since this is just a ride away from PITX in Pasay. Just take the Maragondon / Ternate Bus and your all the way to our project.
For many, buying a home is a game changer of one’s finances. It’s a big-ticket item, after all, and a major life decision. Once you decide to purchase a property, you make every effort to spend wisely, save aggressively, and scour different funding options to afford the ideal property. More importantly, you’re highly cautious when determining what kind of property you’re buying.
For overseas Filipino workers (OFWs) who work tirelessly to save up, being picky about options is the best way to get the most out of their hard-earned money. In most instances, they choose among affordable houses and lots, trying to avoid maxing out their mortgage. While a property suited to one’s budget is good, a better option is a budget-friendly property that pays back. What kind of a property is that, you ask? Green homes.
Running on clean energy, green homes offer these financial perks:
They Lower Utility Bills
It’s no secret that a house powered by solar energy translates to lower electricity consumption from the distribution facility. The more sunlight that hits the solar cells, the more electricity they produce. Homes that have large solar panels, therefore, can sometimes produce enough electricity for the entire household, without relying on traditional electricity.
One emerging neighborhood in Cavite proves to be a promising, affordable choice for property seekers looking to maximize utility savings. Liora Homes by MyCitiHomes, a charming community in the first-class town of Naic, features solar-powered residences. The EcoLove Townhomes, under the developer’s Gusto Mo ‘To campaign, come with value-adding elements and at affordable prices.
Powered by solar energy, they generate 30 percent of savings on electricity bills. These savings make a huge difference especially during seasons of summer and year-end, where energy bills are at their highest.
The utility savings in EcoLove Townhomes in Liora Homes go beyond the electricity bills though. Aside from solar panels, the houses feature rainwater harvesting systems, which yield 35 percent savings on water bills. More than the financial perks, you get to have water all year round, without interruption whatsoever, even during the summer months when water shortages are a norm.
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| Liora Homes Naic Cavite Model House - Artist Rendition |
Liora Homes Naic Cavite
Affordable Pagibig House and Lot For Sale in Naic Cavite
Specification
| Project Name | Location |
|---|---|
| Liora Homes Naic Cavite | Brgy Malainen Naic, Cavite |
| LTS Permit | Hectares |
| 517 | x Hectares |
| Floor Area | Lot Area |
| 45 sqm | 50 - 75 sqm |
| Bedroom | Toilet & Bath |
| (2) Provision | 1 |
| Total Units | |
| x | |
Floor Layout
Amenities
| ✔ Swimming Pool | ✔ Basketball Court | ✔ Clubhouse |
| ✔ 24Hr Security | ✔ Gated Community |
 |
| Swimming Pool |
 |
| Clubhouse |
 |
| Kiddie Pool |
 |
| Covered Court |
Sample Computation
➖ ➖ ➖ ➖ ➖ ➖ ➖➖
Liora Homes Naic Inner Unit
➖ ➖ ➖ ➖ ➖ ➖ ➖➖ Floor Area : x sqm
Lot Area : x sqm
Bedroom : Provision for 4 bedroom
Toilet and Bath : 2
Total Contract Price : x
Loanable Amount : x
Gross Equity : x
Reservation Fee : x
Monthly Equity(22 months) : x
Pagibig Amortization
30yrs : x
Required Income : x
➖ ➖ ➖ ➖ ➖ ➖ ➖➖
Liora Homes Naic -Corner
➖ ➖ ➖ ➖ ➖ ➖ ➖➖
Floor Area : x sqm
Lot Area : x sqm
Bedroom : Provision for 2 bedroom
Toilet and Bath : 1
Total Contract Price : x
Loanable Amount : x
Gross Equity : x
Reservation Fee : x
Monthly Equity(22 months) : x
Pagibig Amortization
30yrs : x
Required Income : x
Liora Homes Update as of March 2022
Affordable Pagibig House and Lot For Sale in Naic Cavite
Frequently Ask Questions
Paano ang proseso?
- 1. Schedule a tripping or site visit.
- 2. During the visit we can thorougly explain things like house turnover, house specification, price or computation, requirements, Meralco and Water, Miscellaneous if any and more.
- 3. The first step is RESERVATION of units.
- 4. 30 days after reservation, monthly payment of equity / others called it downpayment will proceed. This is also the time to submit other documents needed in your housing loan like Birth Certificate, ITR, Certificate of Employment and more.
- 5. Usually the buyer will issue a post dated check for its monthly equity or downpayment.
- 6. Once tapos na po ang construction ng unit ninyo ay hihingi uli ang developer ng new and updated documents like payslip, ITR para ma iprocess na kay Pagibig ang inyong housing loan. Usually po initially ay pipirma kayo ng NOA (Notice of Approval). Medyo makapal po itong documents. Then ibabalik po nila ito kay Pagibig. Once na review na uli ni Pagibig ay lalabas naman ang inyong LOAN TAKEOUT.
- 7. Once lumabas na ang ating loan takeout next po ay magkakaroon po tayo ng Punch Listings ng unit. Dito ay actual po nating i occular at ililista ang nakikita natin mga possible na sira sa unit natin like basag na bintana, sirang mga tiles atbp. For 30 days ay gagawin po ito ng developer then pwede na po tayong makalipat once ating po iton accept.
Ano ang mga requirements
- Requirements Garden Villas Tanza
- Locally Employed➖ 2 Valid ID (Government ID)➖ 4pcs 1x1 Id Picture (Husband And wife If Married)➖ Marriage Cert If Married / Birth Cert IF Single➖ 3mos latest Payslip➖ COE with Compensation and latest ITR (Income Tax Return)➖ Proof OF Billing Like Meralco OR Water Bill with Attach Brgy. Certificate➖ Tin IDOFW➖ 2 Valid ID (Government ID)➖ 4pcs 1x1 Id Picture (Husband And wife If Married)➖ Marriage Cert If Married / Birth Cert IF Single➖ Proof OF Billing Like Meralco OR Water Bill with Attach Brgy Certificate➖ Tin ID➖ 3mos latest Payslip➖ COE with Compensation and latest ITR (Income Tax Return)➖ Job Contract Xerox all pages➖ Xerox of Passport, visa➖ Xerox of Latest Arrival & departure stamp in the passport➖ Eticket➖ SPA FormSPA Form (Sa amin po manggagaling ang SPA form at pipirma po ang inyong representative then ipapadala ang form sa inyo para mapirmahan ninyo at pagkatapos ay pupunta kayo sa PH Embassy kung saang bansa kayo at ipapa red ribbon ang SPA Form. Once red ribbon na sya ay ipapadala nyo na po ito pabalik derecho sa amin)
House Turnover
- House Turnover
- Ang ating pong unit ay naka tiles na sa ground floor. Complete with tiles and lavatory, toilet bowl and Shower ang ating Toilet except for the powder room na wala pong Shower.
Sa ating pong second floor naman ay studio at tayo na ang magpapa lagay ng division. In our model which you can see in our video ay ginawa lamang pong 1 bedroom ang second floor kaya super luwag. Pwede naman po itong 2 bedroom. And then sa ating 3rd floor or loft naman ay pwede tayong maglagay ng 2 bedrooms which is kita rin naman po natin sa ating video presentation.
Kailan ako makakalipat?
- May buyer or wala ay tuloy tuloy po ang construction ng ating mga unit at Garden Villas Tanza Cavite. The soonest time po na tayo ay makakalipat is 6 months.
Paano kapag OFW ang kukuha ng bahay?
- Housing Loan Process for OFW
- Para po sa mga OFW na gustong kumuha ng bahay, number 1 po na requirement is kailangan kaya po natin makapunta ng Philippine Embassy kung saang bansa po tayo naroon. Isang pong documents for OFW ay ang SPA Form. Ito po ay pwedeng email sa inyo ng Broker/Agent/Developer then i printout po natin then fill up and kailangan patatakan sa embassy. Tinatawag po itong "Red Ribbon" or Consularized. Then kailangan i send po dito sa Pilipinas para ibigay sa Developer ng inyong representative. Lahat po ng documents regarding housing loan ay ang inyong representative ang mag sign but details po ninyo. Nakalagay po naman dyan sa SPA Form na sinabi ko kanina kung sino dito sa Pilipinas ang binibigyan nyo ng authority to represent you. To know more about SPA Form you can visit my BLOG Know More About SPA Form
- Of Course kung thru PAGIBIG Financing ang kukunin nating house and lot then dapat ay PAGIBIG member po tayo with a minimum 24 months contribution. For OFW meron po tayong tinatawag na POP Account (Pagibig Overseas Program)
Paano po ang Electric and Water connection?
- Electric and Water Connection
- Ang electrical po ay personal application ng buyer. Ang water naman po ay kasama sa ating binayaran.
Paano po kung 40yrs old na ako. Makaka avail pa ba ako ng housing loan?
- Age Requirement sa Pagkuha ng bahay
- Meron pong maximum number of years na pwede po nating mabayaran ang loan sa Pagibig at sa Bangko.
Pagibig - maximum terms is 30yrs Bank - maximum terms is 20yrs for locally employed and 15yrs for OFW.
Example 1 Joey is 25yrs old and wanted to avail a housing loan in Pagibig. Formula : 65yrs - buyer's age = loan terms 65yrs - 25yrs = 40yrs. So definitely pwede pa i avail in Joey ang 30yrs to pay kay Pagibig.
Example 2 Vic is 45yrs old and wanted to avail a housing loan in Pagibig. Formula : 65yrs - buyer's age = loan terms 65yrs - 45yrs = 20yrs. So si Vic ay qualified lamang up to a maximum loan terms of 20yrs. Di sya qualified for a 30yrs to pay na loan in which mas mababa ang monthly. Same computation lang sa Bank Financing.
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Refer a Friend and Earn!
Broker Vher Ϻḭḷḷопa
PRC:15454 | DSHUD:0543
Globe : 09954301986 (Viber/WhatsApp)
mrhomebuddy@gmail.com
Congratulations!
February 16, 2020
Congratulations po mam Cathy and mam Nenita for your house and lot investment in Plain Crest Subdivision at Tanauan Batangas.
July 5, 2020
Thank you po Sir Anton and Sir Ryan
for Choosing and Trusting us po...
Welcome to The Garden Villas Tanza ♥️
July 10, 2021
Congratulations again po Sir Jeff and Ma'am Zharlene ♥️
Building Home's for Life
Your privilege to live a modern life♥️
Tags : #liorahomesnaic, #houseandlot, #houseandlotincavite, #houseforsale
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